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    • Home
    • Apply now
    • Loans
      • Investors Loans
      • Conventional Loans
      • Non- Traditional Loans
      • Commercial loans
      • FHA/VA loans
    • HELOCs
    • Calculator
    • Book a call
    • Privacy policy
Homeloansbyjac
  • Home
  • Apply now
  • Loans
    • Investors Loans
    • Conventional Loans
    • Non- Traditional Loans
    • Commercial loans
    • FHA/VA loans
  • HELOCs
  • Calculator
  • Book a call
  • Privacy policy

FHA/VA loans

Fha loans

 An FHA loan is a type of mortgage backed by the Federal Housing Administration that allows borrowers to purchase a home with a lower down payment and more flexible credit and income requirements compared to traditional mortgages. 

Benefits

✔ FHA loans typically require a down payment of only 3.5% of the purchase price.

✔ With credit scores down to 580, these loans are more lenient when it comes to credit scores and de

✔ Lower interest rates

✔ FHA loans are assumable, which means that if you sell your home, the buyer can take over your FHA

✔ FHA loans can be used for a variety of purposes, including purchasing a new home, refinancing an e

FHA 100% Financing: No Down Payment Needed

Zero down payment

Competitive rates and flexible qualification

Competitive rates and flexible qualification

• Buy without a down payment 

• Easy qualification, even with lower credit scores. 

Competitive rates and flexible qualification

Competitive rates and flexible qualification

Competitive rates and flexible qualification

 • Secure savings with competitive rates.

• Qualify easily with flexible criteria.

Optimized financing and property appeal

Competitive rates and flexible qualification

Optimized financing and property appeal

 • Maximize financing options.

• Boost property appeal with assumable loans.

 

Va loans

 

A VA loan, provided by the U.S. Department of Veterans Affairs, is a mortgage option available to eligible veterans and active-duty service members that allows for home purchases with no down payment and more lenient credit requirements compared to conventional loans.

 

Benefits

✔ No Down Payment: Purchase a home with no down payment required.

✔ No Private Mortgage Insurance (PMI): Avoid additional monthly PMI costs.

✔ Competitive Interest Rates: Enjoy competitive rates, saving money over the loan term.

✔ Flexible Credit Requirements: Easier qualification, even with less-than-perfect credit.

✔ Limited Closing Costs: Benefit from reduced upfront expenses.

✔ Streamlined Refinancing: Easily refinance to lower rates with minimal paperwork.

✔ Foreclosure Avoidance Assistance: Resources to help borrowers facing financial hardship.

✔ No Prepayment Penalty: Make extra payments or pay off the loan early without penalties.

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